BOOK AN APPOINTMENT NOW

GET PAYS IF
CANNOT WORK

No proof of income or occupation in order to get the plan that pays you every time if you are in the hospital or surgery with no increase of premium.

PAYS DIRECTLY
TO YOUR ACCOUNT

MSP pays to the hospital or physical but our plans are paid to you directly tax-free. You can use your money to pay your rent or mortgage or any else.

PROTECT YOU AND
YOUR WHOLE FAMILY

We have great discount plans for families who have a lot of children or want to cover the unborn children. Every family member gets full protection.

WE HELP INDIVIDUAL OR FAMILIES GET PROTECTION FOR ANY ACCIDENTS OR SICKNESSES.

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OUR LIVING BENEFITS ARE THE RIGHT CHOICE IF: ​

YOU ARE BETWEEN 6 MONTHS OR 69

Once you qualify for your plans, we cover you up to age 85. Some of our plans are lifetime coverage. Even today you are the last day of 69 and tomorrow you are 70, you can still get our plan.

YOU HAVE A HIGH RISK JOB

Our plans are suitable for everyone, especially for those who have high-risk jobs that couldn’t get regular protection. High-risk jobs like construction workers, window cleaners, drivers, etc.

YOU HAVE PRE-EXISTING CONDITION

Those who are currently sick (non-critical) and have pre-existing conditions, cannot get any coverage from any insurance but we can get them covers mostly. Some conditions apply.

YOU LIKE TO PLAY SPORTS

Our plans cover anyone and we don’t care what kind of sports you play. It includes extreme sports like mountain biking, ice hockey, skateboarding, snowboarding, etc. We don’t reject or rate anyone.

YOU ARE CANCER SURVIVOR

We have plans for cancer survivors who fully recover. We all know those people who have a higher chance of getting cancer again. Our plan helps those people to get prepared before it happens again.

YOU HAVE A BIG FAMILY

We have family plans with flat rates (discount) for those who have a lot of children. Our family plans also cover any unborn children with no proof of insurability. Every family members get complete protection.

WHY CHOOSE US?

100 YEARS EXPERIENCE

We specialized in Accident and Sickness insurance. We are changing the landscape of the Financial Industry.

INDIVIDUAL APPROACH

We work with individual directly and custom design their right protection to meet their needs.

24/7 PROTECTION

Our living benefits protect you 24 / 7 / 365 against any accident or sickness.

Customers Testimonials

The Living Benefits specialist showed where is my financial blind spot where often overlooked by many people. Right now I worried free about the plan I have.
Bob Billy
Covid 19 attacked me, and I had to stay in ICU for 2 weeks. After the hospital, I couldn't return to work for 3 months. Luckily I have a plan before the Pandemic, I can concentrate to recover instead of having financial stress and go back to work immediately.
Mila Kunis