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Book a Free 30-min Appointment

Can You Pay Your Bills?

If you are sick or injured and you have to stay in hospital for months, will it affect your work or income?


Is it causes you to have a hard time continuing to pay your bills?


You don't have enough savings to survive?


If that happens, will you consider selling your car, house or trap into debts?


You go back to work immediately without having any recovery time after your hospitalization, right?


You don't want that to happen in your life, right?


Book a free 30 minutes appointment with our living benefits specialist.

GET PAYS IF CANNOT WORK

No proof of income or occupation in order to get the plan that pays you every time if you are in the hospital or surgery with no increase of premium.

PAYS DIRECTLY TO YOUR ACCOUNT

MSP pays to the hospital or physical but our plans are paid to you directly tax-free. You can use your money to pay your rent or mortgage or any else.

PROTECT YOU AND YOUR WHOLE FAMILY

We have great discount plans for families who have a lot of children or want to cover the unborn children. Every family member gets full protection.

WE HELP INDIVIDUAL OR FAMILIES GET PROTECTION FOR ANY ACCIDENTS OR SICKNESSES .

OUR LIVING BENEFITS ARE THE RIGHT CHOICE IF: 

  • YOU ARE BETWEEN 6 MONTHS OR 69 

  • Once you qualify for your plans, we cover you up to age 85. Some of our plans are lifetime coverage. Even today you are the last day of 69 and tomorrow you are 70, you can still get our plan.

  • YOU HAVE PRE-EXISTING CONDITION

  • Those who are currently sick (non-critical) and have pre-existing conditions, cannot get any coverage from any insurance but we can get them covers mostly. Some conditions apply.

  • YOU ARE CANCER SURVIVOR

  • We have plans for cancer survivors who fully recover. We all know those people who have a higher chance to get cancer again. Our plan actually helps those people to get prepare before it happens again.

  • YOU HAVE A HIGH RISK JOB

  • Our plans are suitable for everyone especially for those who have high-risk jobs that couldn't get regular protection. High-risk jobs like construction workers, window cleaners, drivers, etc.

  • YOU LIKE TO PLAY SPORTS

  • Our plans cover anyone and we don't care what kind of sports you play. It including any extreme sports like a mountain bike, ice hockey, skateboarding, snowboarding, etc. We don't reject or rate anyone.

  • YOU HAVE BIG FAMILY

  • We have family plans with flat rate (discount) for those who have a lot of children. Our family plans also covers any unborn children with no proof of insurability. Every family members get the full protection.

GET INSTANT ACCESS TO OUR WEEKLY NEWSLETTER

WHY CHOOSE US?

100 YEARS EXPERIENCE

We specialized in Accident and Sickness insurance. We are changing the landscape of the Financial Industry.

INDIVIDUAL APPROACH

We work with individual directly and custom design their right protection to meet their needs.

24/7 PROTECTION

Our living benefits protect you 24 / 7 / 365 against any accident or sickness.

OUR CUSTOMERS TESTIMONIALS...

The Living Benefits specialist showed where is my financial blind spot where often overlooked by many people. Right now I worried free about the plan I have.

Bob Billy

Covid 19 attacked me and I have to stay in ICU for 2 weeks. After the hospital, I couldn't go back to work for 3 months. Lucky I have the plan before the Pandemic, I can concentrate to recover instead of having financial stress and go back to work immediately.

Martin Singer

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Office

6060 Silver Dr,

Burnaby, BC, V5H 0H5