Financial Literacy – What Does It Mean To You?

What do you think about when you hear the word “financial literacy”? Most people would probably answer that they think of someone who has a lot of money. However, that is not always true. In fact, most people don’t even have enough money to cover their basic needs such as food and shelter. What is […]

Term Life Insurance Vs Living Benefit

The concept of living benefits has been around for decades. It is not new at all. In fact, this type of life insurance policy was first introduced in the United States in 1884 by a company called National Mutual Life Insurance Company. This was one of the first life insurance companies to introduce the idea […]

Living Benefits Life Insurance – Understanding the Pros and Cons

If you have a loved one who is getting ready to retire, or if you are in your retirement years yourself, you might be wondering what type of financial planning tools you should use. You may want to consider purchasing life insurance with living benefits so that your family can receive income after you pass […]